this post was submitted on 10 May 2025
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[–] Rivalarrival@lemmy.today 31 points 1 day ago (3 children)

Under the nuclear family approach, children over 18 living with their parents are considered separate families and can qualify independently, regardless of their parents’ income. This raises equity concerns because it may result in disproportionate benefits for high-income families.

In contrast, the economic family definition uses the combined income of all related individuals living in the same household, providing a more comprehensive and equitable basis for assessing eligibility.

So, if my daughter lives in my house, we're all related, and thus one economic family.

But, if my daughter moves into my neighbor's house, and their son moves into my house, we're now four economic families?

How about once a month, we just direct deposit the same amount into the bank account of each and every person over the age of 18?

[–] phoenixz@lemmy.ca 1 points 3 hours ago (1 children)

There will always be cheaters, you can't stop that. You can make it as hard and as small as possible, though.

[–] Rivalarrival@lemmy.today 1 points 3 hours ago

I wouldn't characterize that "kidswap" plan as "cheating".

The government has no interest in whether my kid moves in with my neighbors. It should not be establishing a regulation that encourages them to do so, nor should the government claim fraud because they dont think the kid moved far enough away to qualify as "leaving home".

This plan is discrimination on the basis of familial status, which should be prohibited.

[–] hemko@lemmy.dbzer0.com 15 points 1 day ago

How about once a month, we just direct deposit the same amount into the bank account of each and every person.

FTFY. Kids still cost a lot to raise

[–] abff08f4813c@j4vcdedmiokf56h3ho4t62mlku.srv.us 7 points 1 day ago* (last edited 1 day ago) (1 children)

I had previously moved more towards a negative income tax approach rather than a universal basic income. The latter seems to be consistently found to be too expensive to implement universally, and how does it make sense to give the basic income to someone who's currently a billionaire or even a millionaire? (Ok, if a former millionaire loses it all and ends up deep in debt, that's a bit different, but that's why I'm limiting to current millionaires.)

That's why I found this,

which found it is possible to halve previously projected costs while maintaining or even increasing its poverty-reduction impact.

To be so intriguing. Alas,

The PBO, therefore, confirms the P.E.I. report’s conclusion that it is possible to roughly halve the cost of a basic income program for Canada and each province by using the economic family definition instead of the nuclear family.

Basically, the use of the artificial "economic family" standard is what justifies giving lower payments to these folks. So the proposal saves money by .. refusing to spend extra money.

Since housing is so expensive right now, many more are living together than we'd normally see otherwise, so I think today's "economic families" are a bit artificially inflated. If a UBI based on this did go through, I'd expect folks to start moving out of their parents homes to qualify for additional basic income - which would legitimately help them afford their new places, but also cause the programme's costs to skyrocket.

I don't think the above was accounted for properly. Don't get me wrong, I'd love to see a UBI or an NIT come to fruition, and Canada does have a working example of this from the past: https://en.wikipedia.org/wiki/Mincome

But having a badly designed proposal tried and failed would hurt the movement, so we have to look at these ideas closely. Ultimately, I don't see that the "economic family" concept makes sense, and without it the cost of the programme doubles. Perhaps it still works, but be prepared to fund it at double the stated level, don't let that rise catch us by surprise.

[–] RubberDuck@lemmy.world 5 points 1 day ago (9 children)

Universal: Everyone gets it, no means testing, no bureaucracy and the cost associated with that.

Basic: You are not buying caviar and exotic holidays, just enough to live and pay rent.

Income: Therefore taxed.

E.g. If UBI is 1000 a month it will likely push people into a higher tax bracket therefore their after tax income will not be 1000 more and for the richest they should be taxed more than they revive from the UBI. Basically we need to sort out a proper taxation system before this can be implemented.

[–] corsicanguppy@lemmy.ca 1 points 5 hours ago (1 children)

push people into a higher tax bracket therefore their after tax income will not be 1000 more and for the richest they should be taxed more than they revive from the UBI

You will never be taxed more than you receive. Who taught you that all your money is taxed at a higher rate when just 1000 is in a higher bracket? It wasn't the instructions on your tax return. Did Joe Rogan become an economist too?

[–] Rivalarrival@lemmy.today 1 points 3 hours ago

I think you read the comment wrong.

When you earn a billion dollars, you'll pay $250 million in taxes, and receive $10,000 in UBI. You are, indeed, taxed more than you receive.

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[–] humanspiral@lemmy.ca 4 points 1 day ago

The key is to base eligibility

And that's how you know this is the usual contempt and hatred for Canadians behind a proposal trying to use the philosophical clout of UBI in a despotic corrupt way.

Their scheme is to reduce old age spending by forcing their kids to support their parents.

UBI is inherently a zero cost program. Government gets no say in what to do with any tax revenue meant for it, and does not pay for administering "eligibility". Its just another (refundable) tax credit that gets paid by higher taxes on others, but who also inherently qualify for UBI.

UBI becomes an easy cost savings program when other programs are eliminated. UBI that is higher than social programs and EI, means programs can be eliminated to the benefit of people both receiving them and not. Unconditionality means no poverty trap preventing them from seeking additional income. Eliminating crime and homelessness is such a massive quality of life increase to all, including tourism related businesses. Massive economic growth and wage (that multiplies economic growth even more) benefits of UBI, means that the rich get richer even after tax hikes.

[–] SplashJackson@lemmy.ca 8 points 1 day ago (1 children)

"Announce it to big celebration and then put in the fine print that it's only for single-parent households making less than $100 a year"

They've been pulling a lot of this shit lately, like that dental program a while back

[–] corsicanguppy@lemmy.ca 0 points 5 hours ago

They’ve been pulling a lot of this shit lately, like that dental program a while back

You write "introducing a programme with a staged roll-out" a little weird, just like the guy above writes "support people who need it because you're Canadian" a little selfishly. You're not pissed at the programme, but you seem to be pissed you're not in it on day one.

BE HAPPY not to be in a target demographic in need of added support on day one. Take that as a win. I know people in that position. I've been someone in that position twice before and I'm chuffed as hell not to be in that position today.

Please re-examine why hatred towards the less fortunate is what you're feeling, as well as disparaging a government who in a minority was able to even start a programme amid the constant flack from our cruel, bigoted, elitist Opposition.

[–] tlekiteki@lemmy.dbzer0.com 15 points 1 day ago

Simplicity makes it more difficult for paper-pushers to game the system to help the rich. So any suggestion to complicate it oughta be taken skeptically.

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