this post was submitted on 26 Apr 2025
57 points (95.2% liked)

Casual Conversation

3186 readers
411 users here now

Share a story, ask a question, or start a conversation about (almost) anything you desire. Maybe you'll make some friends in the process.


RULES (updated 01/22/25)

  1. Be respectful: no harassment, hate speech, bigotry, and/or trolling. To be concise, disrespect is defined by escalation.
  2. Encourage conversation in your OP. This means including heavily implicative subject matter when you can and also engaging in your thread when possible. You won't be punished for trying.
  3. Avoid controversial topics (politics or societal debates come to mind, though we are not saying not to talk about anything that resembles these). There's a guide in the protocol book offered as a mod model that can be used for that; it's vague until you realize it was made for things like the rule in question. At least four purple answers must apply to a "controversial" message for it to be allowed.
  4. Keep it clean and SFW: No illegal content or anything gross and inappropriate. A rule of thumb is if a recording of a conversation put on another platform would get someone a COPPA violation response, that exact exchange should be avoided when possible.
  5. No solicitation such as ads, promotional content, spam, surveys etc. The chart redirected to above applies to spam material as well, which is one of the reasons its wording is vague, as it applies to a few things. Again, a "spammy" message must be applicable to four purple answers before it's allowed.
  6. Respect privacy as well as truth: Don’t ask for or share any personal information or slander anyone. A rule of thumb is if something is enough info to go by that it "would be a copyright violation if the info was art" as another group put it, or that it alone can be used to narrow someone down to 150 physical humans (Dunbar's Number) or less, it's considered an excess breach of privacy. Slander is defined by intentional utilitarian misguidance at the expense (positive or negative) of a sentient entity. This often links back to or mixes with rule one, which implies, for example, that even something that is true can still amount to what slander is trying to achieve, and that will be looked down upon.

Casual conversation communities:

Related discussion-focused communities

founded 2 years ago
MODERATORS
 

Trip away? House deposit? Rainy day? Tell us below!

top 50 comments
sorted by: hot top controversial new old
[–] theblips@lemm.ee 2 points 1 day ago (1 children)

Marriage and master's degree. The latter probably will end up not happening due to impending burnout

[–] CheeseToastie@lazysoci.al 2 points 14 hours ago (1 children)

What masters do you want to do?

[–] theblips@lemm.ee 1 points 9 hours ago (1 children)

Financial Engineering, but I would settle for Econometrics or even Applied Statistics

[–] CheeseToastie@lazysoci.al 1 points 8 hours ago (1 children)

I don't even really know what they are so I'm impressed

[–] theblips@lemm.ee 2 points 7 hours ago (1 children)

Traditionally, financial engineers are people who create financial instruments, like contracts. Say you want to get a mortgage but instead of just paying interest you want to make it spicier somehow, something like "if the value of a home in this part of town is so and so, I'll pay this, if not then that", or something to that effect. A bank would come in with pricing, risk analysis, etc. for such a contract, done by people with knowledge in financial engineering. Nowadays the degree is chased mostly by people who want to get into investing, though, and they get an advantage in that due to the heavy quantitative focus of the program.
Econometrics is an area of statistics that is concerned with studying causality, particularly in economical and financial data. Say you think tariffs cause inflation (very topical lol), you would not only want to have theoretical basis for that, but an empirical foundation too, which is established by an econometric study.
I'm targetting financial engineering because it's harder to get into, thus salaries are better, but would settle for econometrics because I can get similar opportunities if I play my cards right

[–] CheeseToastie@lazysoci.al 1 points 7 hours ago

Great ideas! Hope it goes well

[–] sharkfucker420@lemmy.ml 23 points 3 days ago (1 children)
load more comments (1 replies)
[–] rimu@piefed.social 9 points 3 days ago (1 children)
load more comments (1 replies)
[–] crony@lemmy.cronyakatsuki.xyz 17 points 3 days ago* (last edited 3 days ago) (1 children)

Car tires. Literally.

Also funds to fix my car if it breaks down.

I'm fucking owned by my car I need to go to work in this god forsaken country with no public transport.

[–] Nougat@fedia.io 10 points 3 days ago (4 children)

Let me know if you want any self-repair advice.

load more comments (4 replies)
[–] jeena@piefed.jeena.net 17 points 3 days ago (6 children)

So probably mostly for retirement. The problem is that I've been moving between counties and studying and doing stuff so I'm afraid it will be impossible to collect it from all the countries together so that I can get a normal pension, so I will have to work quite long and yeah if I'm lucky and get old then I'll be probably very poor.

[–] CheeseToastie@lazysoci.al 4 points 3 days ago (1 children)

Yep that's a tricky one. How long till you retire?

[–] jeena@piefed.jeena.net 5 points 3 days ago (1 children)

I'm only 46, but let's see when I can retire :D

load more comments (1 replies)
load more comments (5 replies)
[–] Wanpieserino@lemm.ee 7 points 3 days ago

Generational wealth, so that our kid has financial independence

[–] greywolf0x1@lemmy.ml 1 points 2 days ago

Immigration, hope it falls through...

[–] Ok_imagination@lemmy.world 11 points 3 days ago

Saving up for a down payment on a house. It feels so daunting!

[–] Kertyna 10 points 3 days ago

A house. Kinda feel like I cannot buy anything I don't strictly need because of this.

[–] higgsboson@dubvee.org 5 points 3 days ago
[–] ActuallyGoingCrazy@sh.itjust.works 8 points 3 days ago (3 children)

I'm not even sure anymore really. The only thing that comes to mind at the moment is crazy drugs and sex day before I blow my brains out. I've seen a couple stories about people realizing life really is worth living after a binge like that, and it has me wondering if that would really work for me haha

[–] DrSteveBrule@mander.xyz 6 points 3 days ago (1 children)

I also have that exact story. Got a bunch of drugs, hired a prostitute. After she left, took a crazy concoction I thought for sure would kill me. I'll never forget what I thought was my last breath. All I could feel was immense regret. My brain kept reminding me of all the little things I had to live for that for some reason I couldn't think of at any moment before. I woke up the next day feeling like death, but I've never felt better to be alive. 7 years later and I remember it all like it was yesterday. I would never recommend anyone to go to that length to feel something, but I understand why it happens. Unfortunately too many people take that final breath and don't wake back up. Find a good therapist to talk to. If that's not an option then a family member or friend. The people who share that story all got lucky to a degree. If you don't feel you have anyone if your life to reach out to, feel free to reach out to me or any trusted community you find on the internet. It may seem silly to talk to a complete stranger on the internet in that way, but there are an overwhelming number of real people here and not just bots lol.

[–] nodiratime@lemmy.world 2 points 2 days ago

Thanks for sharing.

load more comments (2 replies)
[–] Zero22xx@lemmy.blahaj.zone 9 points 3 days ago* (last edited 3 days ago) (1 children)

Everything. New phone, new laptop, more clothes, more bling. Piercings. Despite always wanting I've made it through life without any tattoos so far (which I'm also kinda glad about because I'm pretty sure I would have something edgy and cringy if I'd done it when I was younger). So, tattoos. Decent healthcare, dental care, mental care.

Also, I lied. I'm not actually saving up money for anything right now. But if I had money that could be saved up, these are things that I would be saving up for right now lol.

Edit: actually real answer, enough money to do some sort of course or diploma and aim for something better in life.

[–] CheeseToastie@lazysoci.al 4 points 3 days ago (9 children)

I'm in my 40s only just started getting tattoos now I'm obsessed. What would you get done? And what diploma would you do?

load more comments (9 replies)
[–] Lyra_Lycan@lemmy.blahaj.zone 8 points 3 days ago (1 children)

Too little spare money to save much. After clearing my current debt the next item will be a chair, new curtains, then a refrigerator. Ideally.

load more comments (1 replies)
[–] 3aqn5k6ryk@lemmy.world 6 points 3 days ago

Steamdeck. I love handheld. Valve doesnt sell where im from so i have to resort buying from third party seller and they sure do love marking up the price.

[–] FartsWithAnAccent@fedia.io 5 points 3 days ago

The many rainy days that are likely to come.

[–] Underlectual@lemmy.world 6 points 3 days ago

To finish med school. Got about a year left, and i'm sort of broke. I'm getting by. Everyone talks how i'll have cash later on but damn i'm broke now.

I'm dreaming about a new tent for camping, a car, and to buy more expensive food.

[–] JealousJail@feddit.org 6 points 3 days ago

A new saxophone. I have been playing the sax for 15 years and have kept my beginner horn ever since. A good sax starts at 5k though, so I‘ll probably need at least 5 more years at my current saving rate

[–] CheeseToastie@lazysoci.al 6 points 3 days ago (4 children)

I've got my rainy day fund which I only touch in true emergencies. I'm also saving to go to LA in November! Tickets are bought, but not paid for lodgings etc

load more comments (4 replies)
[–] viking@infosec.pub 4 points 3 days ago

No clue tbh, I've kinda reached all my savings goals. Can buy a house outright when the time comes to settle down (not so easy, not even sure about the country let alone cityat this point), and still got enough to live a relaxed life. Guess I'll just top up the retirement fund.

[–] vvitkac@lemm.ee 4 points 3 days ago

I'm going on my first trip with my girlfriend and I'm saving up for a stay in the mountains. We both love hiking, so I think everything will work out.

[–] tauren@lemm.ee 3 points 3 days ago

I plan to move abroad, so that.

[–] JadenSmith@sh.itjust.works 3 points 3 days ago (1 children)

Hoping to get my driving license, London and public transport didn't give me a need to drive despite knowing how to (shh), and at my age it could be a great benefit moving forward so I figure a small refresher and the exam will do me good.

Also been saving up, separately, for an upcoming holiday to the Netherlands. My mother's health can take a turn any day, so I wanted to take her to my favourite part of the world while I still could. Got a few things planned.

load more comments (1 replies)
[–] ChillPenguin@lemmy.world 3 points 3 days ago (1 children)

Windows for my house. I'll be saving for a while..

[–] blackstrat@lemmy.fwgx.uk 8 points 3 days ago (2 children)

Have you thought about moving to a house with Linux?

load more comments (2 replies)
[–] avguser@lemmy.world 4 points 3 days ago

Just put down the closing costs for a house. So saving to replenish savings for a bit.

[–] RisingSwell@lemmy.dbzer0.com 4 points 3 days ago

Just to make number go up at the moment. One day I'll want a new laptop but mines new now so maybe in like 5 years.

[–] Takios@discuss.tchncs.de 4 points 3 days ago (1 children)

Used to save up for a house but prices are rising faster than I can save up and soon I'd be in debt for the rest of my life if I did buy one.
So now I'm just saving up so I won't have money troubles living a simpler life. Small rented apartment, don't have to worry about not having enough money to buy food or pay the bills. Can spend a certain amount on entertainment and other leisure each month and I have a sizable buffer in case I become unemployed.

load more comments (1 replies)
load more comments
view more: next ›