this post was submitted on 31 Dec 2023
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Canada
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I've read before that Ontario has the highest rate of insurance fraud/ false claims. Factors like that may have affected Ontario's price, bringing it up. I wonder how Saskatchewan compares. Does Saskatchewan have a high rate of insurance fraud. If Ontario had a publicly owned insurance company, how much cheaper would it be?
I can speak for Manitoba. MPI has a very robust anti-fraud investigative department.
They report publicly each year. (Partly to show the public that they're protecting the integrity of the system, and partly to remind potential scumbags that they're being watched and probably won't get away with their "clever" plan.)
It would be awesome if Ontario insurances made this information public. I would love to have public insurance here.