861
Teen ODs and died after UnitedHealthcare ‘denies addiction treatment’: lawsuit
(www.independent.co.uk)
this post was submitted on 30 Apr 2025
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insurance is always a gamble, and the house always wins
don’t insure anything you can afford to lose, and save up money you’d put into insurance in a HISA
that said, things you can’t afford to lose probably include your house, someone else’s lamborghini, your health
buuuuuuut US health care is set up for bargaining: hospitals overcharge, pharmacies overcharge, drug companies overcharge because they all know insurance companies aren’t gonna pay what they actually charge because they have bargaining power… which, if you don’t have insurance, leaves you holding the fucking ball with no bargaining power
… all of this is said as an aussie, with universal healthcare and only a passing (but real life) experience of the US healthcare system (and in general a system that will protect me from fucking up so hard i can’t even imagine being completely destitute), so grain of salt n all that