Though, Klarna really isn't a good company. I read a lot about collection letters, low-quality service, non-existent customer support, so you can't even settle things, not doing a lot against identity theft, layoffs... They're a Swedish company, so European. But that's pretty much all the positive things about them.
Buy European
Overview:
The community to discuss buying European goods and services.
Rules:
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Be kind to each other, and argue in good faith. No direct insults nor disrespectful and condescending comments.
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Do not use this community to promote Nationalism/Euronationalism. This community is for discussing European products/services and news related to that. For other topics the following might be of interest:
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Include a disclaimer at the bottom of the post if you're affiliated with the recommendation.
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No russian suggestions.
Feddit.uk's instance rules apply:
- No racism, sexism, homophobia, transphobia or xenophobia
- No incitement of violence or promotion of violent ideologies
- No harassment, dogpiling or doxxing of other users
- Do not share intentionally false or misleading information
- Do not spam or abuse network features.
- Alt accounts are permitted, but all accounts must list each other in their bios.
- No generative AI content
Useful Websites
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General BuyEuropean product database: https://buy-european.net/ (relevant post with background info)
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Switching your tech to European TLDR: https://better-tech.eu/tldr/ (relevant post)
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Buy European meta website with useful links: https://gohug.eu/ (relevant post)
Benefits of Buying Local:
local investment, job creation, innovation, increased competition, more redundancy.
European Instances
Lemmy:
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Basque Country: https://lemmy.eus/
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๐ง๐ช Belgium: https://0d.gs/
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๐ง๐ฌ Bulgaria: https://feddit.bg/
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Catalonia: https://lemmy.cat/
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๐ฉ๐ฐ Denmark, including Greenland (for now): https://feddit.dk/
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๐ช๐บ Europe: https://europe.pub/
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๐ซ๐ท๐ง๐ช๐จ๐ญ France, Belgium, Switzerland: https://jlai.lu/
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๐ฉ๐ช๐ฆ๐น๐จ๐ญ๐ฑ๐ฎ Germany, Austria, Switzerland, Lichtenstein: https://feddit.org/
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๐ซ๐ฎ Finland: https://sopuli.xyz/ & https://suppo.fi/
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๐ฎ๐ธ Iceland: https://feddit.is/
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๐ฎ๐น Italy: https://feddit.it/
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๐ฑ๐น Lithuania: https://group.lt/
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๐ณ๐ฑ Netherlands: https://feddit.nl/
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๐ต๐ฑ Poland: https://fedit.pl/ & https://szmer.info/
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๐ต๐น Portugal: https://lemmy.pt/
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๐ธ๐ฎ Slovenia: https://gregtech.eu/
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๐ธ๐ช Sweden: https://feddit.nu/
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๐น๐ท Turkey: https://lemmy.com.tr/
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๐ฌ๐ง UK: https://feddit.uk/
Friendica:
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๐ฆ๐น Austria: https://friendica.io/
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๐ฎ๐น Italy: https://poliverso.org/
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๐ฉ๐ช Germany: https://piratenpartei.social/ & https://anonsys.net/
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๐ซ๐ท Significant French speaking userbase: https://social.trom.tf/
Matrix:
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๐ฌ๐ง UK: matrix.org & glasgow.social
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๐ซ๐ท France: tendomium & imagisphe.re & hadoly.fr
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๐ฉ๐ช Germany: tchncs.de, catgirl.cloud, pub.solar, yatrix.org, digitalprivacy.diy, oblak.be, nope.chat, envs.net, hot-chilli.im, synod.im & rollenspiel.chat
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๐ณ๐ฑ Netherlands: bark.lgbt
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๐ฆ๐น Austria: gemeinsam.jetzt & private.coffee
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๐ซ๐ฎ Finland: pikaviestin.fi
Related Communities:
Buy Local:
Continents:
European:
Buying and Selling:
Boycott:
Countries:
Companies:
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!deapple@lemm.ee (old)
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!deapple@piefed.social (new)
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!deamazon@lemm.ee (old)
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!deamazon@piefed.social (new)
Stop Publisher Kill Switch in Games Practice:
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!skg@lemmy.dbzer0.com (new)
Banner credits: BYTEAlliance
On top of that they are firing half of their workers and expect the other half to do all of the work because of โจ๏ธAIโจ๏ธ.
Correct... It is a disgusting money changer that trying to middle man shit that doesn't need a middle man.
But people use it.
Hard agree. Legalised loan sharking.
They seem to appear a lot in these "buy European" communities. Still trying to work out if it's me (bias, etc), if people are just desperate to share any "made in EU" content, or if they're doing guerilla marketing. ๐คทโโ๏ธ
They are doing marketing. I feel many companies are reading lemmy and try to gauge sympathy and market reputation.
Klarna pr marketing if you are reading, i hope you get explosive spray diarrhea.
Corpo parasites trying to grift on organic sentiment...
Welcome to the modern world ๐คก
Thatโs why shitting on them is never enough. Corporations are not people, bullying is fair game.
Corpo inherently is a threat actor no matter the context.
Employment or customer relationship... Doesnt matter. It is an enemy
But some how propaganda got these peasants simping against their self interest.
I think it's called blind actionism. But I feel (your) strong words won't help here. People need to be educated. And it's not like they have a good option to pick. The options with payment providers are mainly: bad and worse. But you should be aware once you sign a contract with the devil...
Cash, debit, credit, and then loan shark.
Klarna is a loan shark.
"Bro one more loan please. This is european debt, this is the good shit. I swear that mcdookie is worth it. Pls bro sign up, I need a promotion... "
Excuse me, are we promoting Klarna here? Do you want to see me mad?
Why would you be upset about the only European Payment Processor?
Ah okay, you want to see me mad.
Klarna, like any of the other โsmall loansโ or โget now and pay laterโ companies are slimy bag of shite parasites of society. Their business model is being a shark loan on hungry and poor people.
These are the disgusting pieces of trash:
One day their faces and names will be removed from the website but their crimes wonโt. Mamma mia.
Ok, are you also that mad about Credit Cards or PayPal?
Or are you just mad about Klarna because they've got the most media coverage?
I dont think they are a fair comparison to what essentially pay day loan companies.
I am happy they are european, it means not just their operations but their data is probably to a higher standard. That said, they are absolutely everywhere now encouraging people to over spend and making everyday items more expensive for the lowest paid class of people.
Klarna offers many payment options. (Credit Cards, Instant Bank Transfer from your Account, SEPA Direct Debit, by Bill etc...) Buy Now Pay Later is just one of them.
There is no difference to PayPal or CreditCards where you can also buy stuff with money you don't have (hence the "Credit" in Credit Card) or PayPals "Pay in 30 days or installments"-Option.
Or what am I missing?
I was referring specifically to buy now pay later, like humm. I didnt know paypal offered that, they sucked way before that. Credit cards seem to have stricter controls on them.
We donโt usually use credit cards in europe. We donโt have credit scores here, the majority use DEBIT cards. Which is the opposite.
We donโt have credit scores here
That couldn't be more wrong, at least in Germany we have SCHUFA scores, which are essentially the same. You won't ever rent an apartment, get a bank account or a phone contract without a good score with them.
And Credit Cards are also widespread. True we don't use them in everyday life much, but for travelling abroad or online Shopping. And the Debit versions become more popular in the last years. But for renting a car and stuff the "real" credit cards are still essential
at least in Germany we have SCHUFA scores
Literally the only country in continental Europe. Ahah Yes, very smart ๐ค
Literally the biggest economy and country with the most people in the EU. Ireland has the ICB Austria has the KSV1870.
And the other countries have also alternative schemes in Place where data about unpaid bills/debts is stored. Like the BKR in your home country Netherlands.
So, no we're not literally the only country in Europe that has credit ratings/scores.
Get your facts straight
:( I'm tired, this is stupid. European credit history (if you ever been in debt or late on installments) is very different from the credit score in US and, apparently, Germany (I wonder why). Ehi, you wanna support shark loans? Be my guest but don't expect sympathy.
Have you ever been to the UK?
Yes Iโm also very fucking mad about those but it doesnโt seem the topic of the thread.
You are welcome to do more whataboutism and prove even more that you understood nothing about the topic.
Perhaps you also wanna share why you support parasites? Please, teach me.
Because they offer many more legit payment options than "Buy now, pay later". And I very much prefer to use Klarna when paying online than PayPal, because at least the money doesn't go to Trump. SEPA Direct Debit is my favourite, but it isn't offered in many online Stores.
You've already forgotten where you post?
How do you pay for your online Shopping? By Carrier Pigeon? Or do you mail the money physically in?
I guess not, and that you are using either Credit Cards or PayPal
So stop being a hypocrite
Damn, you got me wow. ๐
The main business model of Klarna is buy now pay later, they do other stuff because this is fate of corporations aiming for monopoly.
Now itโs the onboarding people/losing capital moment, they will also suck your dick if you subscribe to the loyalty program.
Regarding my personal life (which is none of your business) I shop locally and pay cash. If I really really have to shop online i use local payment processors like SEPA, satispay or ideaal (we have many) or in extremis my debit card. More questions?
Sorry I cannot decipher this post.