this post was submitted on 09 Feb 2024

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I feel seen (lemmy.world)

submitted 1 year ago by Stamets@lemmy.world to c/tumblr@lemmy.world

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[–] dephyre@lemmy.world 73 points 1 year ago (3 children)

I'm 40 and I feel every bit of this. 😭

[–] spaduf@slrpnk.net 91 points 1 year ago* (last edited 1 year ago) (1 children)

That's cause this is a 10 year old post and things have not improved since then.

[–] Fester@lemm.ee 19 points 1 year ago

35-45, such a weird fucking age.

[–] Kadaj21@lemmy.world 16 points 1 year ago

Yuuuuuuuuup same here. #feelsoldman

[–] greenhorn@lemm.ee 15 points 1 year ago (1 children)

I'm 39 for a few more months and was hoping a complete transformation happened day one of being forty. Guess not.

[–] match@pawb.social 43 points 1 year ago (1 children)

the 25-35 year olds have $5000?? that's better than I expected

[–] RiderExMachina@lemmy.ml 26 points 1 year ago

That was the hyperbole part of the post

[+] the_post_of_tom_joad@sh.itjust.works 33 points 1 year ago* (last edited 5 months ago) (1 children)

[deleted]

[–] jaemo@sh.itjust.works 9 points 1 year ago (1 children)

Yeah why in the FUCK do people keep insisting Gen x has more than 5k in retirement. We don't. I don't. Don't really know anyone who does.

I'm also seeing a shitton of homeless boomers. Maybe the youngins' rage ought to be pointed at the 1%, irrespective of an age demographic.

[–] WhistlingGhost@lemmy.world 9 points 1 year ago (1 children)

I mean, don't get us wrong. We are WAAAAAAY pissed off at the 1% shitlords... but we are also WAAAAAAAAY pissed off at the people that just let shit get this bad just in time for us to enter the "real world." Ya'll watched this happen and, for the most part, did nothing to stop/fix it. Some of you even elected shitheads that accelerated the issues, all while telling us, "No child left behind," "You can do ANYTHING you want!" "Work hard, and you will be ok! You'll have a house and a car or two, and be able to retire! Just work hard!" "Going into the military is all honor! You're helping/protecting your country!" Yeah, no, the military in many countries is only interested in protecting foreign investments. I respect anyone willing to go to war to save their people. But fuck the government(s) that lie and then send young men and women off to die for fucking oil. "The government has your best interests at heart!" Riiiiight is that why they are trying to make it so that if a young woman gets fucking raped and has a nonviable pregnancy come of it, her only choices are risk near certain death or become a felon? Sure. Naw. Ya'll coulda stopped this train before it was going supersonic, but you didn't. THAT is why we are so FUCKING pissed off at the generations before us.

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[–] psycho_driver@lemmy.world 26 points 1 year ago

I love the rocket mortgage ad telling you that you should refinance your house in order to afford groceries.

[–] SirSamuel@lemmy.world 26 points 1 year ago (1 children)

Same but 42.

And for your information it's $5,796.41

[–] RememberTheApollo_@lemmy.world 25 points 1 year ago

Must be really old, as Gen X I wouldn't dare tell you to refi with these rates. it's not 2017 anymore. I couldn't afford a house if I had to buy one now.

[–] Jezzabelle@sh.itjust.works 19 points 1 year ago

Im feeling very called out rn

[–] jjagaimo@lemmy.ca 19 points 1 year ago* (last edited 1 year ago) (5 children)

At 24 I can't afford rent within an hour drive of my workplace. Average rent is $2700/mo (distribution is bimodal really, $2500ish and $3000ish). I could barely afford that if I was making twice what I do now

[–] GluWu@lemm.ee 9 points 1 year ago

I pay $800. Even if I move for a $10k raise, I'll lose more than that paying rent somewhere where there are jobs.

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[–] Anticorp@lemmy.world 18 points 1 year ago (2 children)

Damn, I wish I had $5k at 22 years old.

[–] Denalduh@lemmy.world 28 points 1 year ago

I'm 34 with a full time paying job while my wife has 2 jobs. We don't even have 1k between checking and savings after all the bills have been paid. We're one broken bone or ER trip away from a disaster. No need to worry though. I've heard the economy is doing FANTASTIC.

[–] ThePantser@lemmy.world 14 points 1 year ago (1 children)

No they are the 25-35 year old with 5k

[–] Anticorp@lemmy.world 3 points 1 year ago

Oh my bad. I misread it.

[–] zeekaran@sopuli.xyz 14 points 1 year ago (1 children)

If your tasty casserole is similar to the boomer macaroni, that's a you problem. Learn to cook better.

[+] FMT99@lemmy.world 5 points 1 year ago* (last edited 1 week ago) (4 children)

[deleted]

[–] RememberTheApollo_@lemmy.world 10 points 1 year ago* (last edited 1 year ago) (2 children)

Common consumer savings accounts at major banks like Wells Fargo are useless and pathetic compared to what they were. You could get almost 8% in the 1980s. It's in the decimals for the vast majority of consumer accounts at the balances 95% of the people have. 0.25% isn't uncommon, and neither is 0.01%.

You might be able to get ~5% on a high yield savings account if you can find one that doesn't have too many restrictions. A decent CMA at a brokerage will probably get somewhere between 2-5%, and many of them operate just like regular checking with debit carts and the like.

Sure, the Big Banks are convenient with ATMs everywhere and all that, but thanks to the vast majority of transactions being electronic, that convenience matters less and less every day.

E: people are sharing banks they know of with good rates, check them out or your local credit union. Stay away from Big Consumer Banking. Their rates are junk.

[–] ryathal@sh.itjust.works 4 points 1 year ago

Interest rates for savings are heading back up. There's two separate credit unions near me with 5% interest on checking accounts and a couple online banks offering a 2-3% on savings with little requirements. CDs still suck though, some have rates in the 5%+ range, but generally require 20-50k minimum balance, which is absurd.

[–] Lowpast@lemmy.world 1 points 1 year ago* (last edited 1 year ago)

Wealthfront checking account has 0 restrictions and pays 5% APY. Same day withdrawals. No minimums. No fees. 8M FDIC insurance. So does SoFi. Ally...

[–] cheesebag@lemmy.world 1 points 1 year ago (1 children)

I don't know why you were downvoted, it's true. This isn't like a bootstraps judgement thing, this is just good advice- high yield savings accounts now are like 4% interest, so that's $200 / yr on that $5k.

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[–] Damage@slrpnk.net 11 points 1 year ago (3 children)

Life has no meaning, just do your best to enjoy it

[–] ech@lemm.ee 14 points 1 year ago* (last edited 1 year ago)

This isn't about "finding meaning in life", it's about dealing with a crap hand that was dealt before we even sat at the table. Yes, the ideal approach is to make the best of it, but every step of even doing that is made harder every year and that sucks.

[–] Montagge@kbin.social 6 points 1 year ago

Don't fight for a better tomorrow. Just keep your head down and hope to come out the other side in decent enough shape to die.

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[–] Darukhnarn@feddit.de 10 points 1 year ago

Every holiday at home feels like this….

[–] BetaBlake@lemmy.world 10 points 1 year ago (1 children)

25 year olds aren't millennials

[–] Entertainmeonly@lemmy.blahaj.zone 27 points 1 year ago

Considering this post is like 7 years old, yes they where.

[–] Window_Error_Noises@lemmy.world 10 points 1 year ago

Haha. Ow. ʘ‿ʘ

[–] letsgo@lemm.ee 7 points 1 year ago (1 children)

GenX here. Yeah I remember that phase. Too old to be a kid. Too young to have any authority. The only 5K I had was on credit. But it gets easier.

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[–] iAvicenna@lemmy.world 6 points 1 year ago* (last edited 1 year ago)

spoiler, the insecurities extend well into your forties

[–] LemmyKnowsBest@lemmy.world 5 points 1 year ago

smiling incomprehensibly

how can no one comprehend my smile?

[–] Addition@sh.itjust.works 1 points 1 year ago

Just turned 27. I check literally every box here. 🫡

[–] buzz86us@lemmy.world 1 points 1 year ago

I read this in Jason Alexander's voice