this post was submitted on 13 Mar 2024
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They already charge taxes for refilling directly with them and now even target is charging those taxes. The only way to avoid them is to use crypto.
That's how I have been topping my count up is by refilling it with Monero
I've been using dash. I was using callingmart.com and sometimes target. Callingmart used to have nonstop 5% discount codes and a reward program that more than made up for $1/"card" to refill. Target sometimes has 5% off gift cards and I think you can stack your red card but now that they are charging taxes on them you still end up paying more than the sticker price.
What I have been trying to do is throw what I need for tmo and then some into crowdnode so I can earn at least a little bit before I need to pull it out for tmo or other things like Siriusxm.
For me its Moneri and a little USDC on Aave to get interest on. Though not a lot since USDC can be frozen. Waiting for Serai DEX to come out so i can earn a yeild on my Monero directly. Then i would have little to no need for USDC at all.