this post was submitted on 19 Jul 2025
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A Boring Dystopia
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This is why it's great to belong to the 90% of the world without credit scores. Something similar happened to me, I just sent the company an email that told them that they bought bad credit after a washing machine manufacturer charged me for an in-warranty repair that they didn't even perform.
Haven't heard from them since.
Then they just threaten to take you to court.
Feel free, it has to be settled in a consumer protection arbitration court, who will by default side with me.
There is basically a "forced arbitration" law in effect, but not toward people who sue the company, but toward the company that would sue people.