this post was submitted on 19 Jul 2025
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A Boring Dystopia
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STOP USING BANK CARDS TO PAY FOR SHIT.. Credit cards are the way, they are SOOOOOO much easier to deal with than a bank. Also fuck banks.
Edit: a word
Simply put:
If something gets fucked up and you used a debit card, you're the one screwed until it is sorted out (if it is sorted out). Also debit disputes can take 8+ weeks I've heard.
If something is screwed up and you used a credit card, then the bank is on the hook until it is sorted out. And typically they'll credit you the amount until the investigation is complete and it is usually complete within 30 days. I've had chargebacks remain credited simply because the other party never responded.
The commenters are saying "bank" but the original article says she disputed with her credit card company so I don't think that's the case here.
I think without actually talking to the people in question we won’t know for sure. I still feel like they used a bank debit card personally but I guess it’s up in the air.
I see no reason to doubt the original reporter who did actually speak to her. The dispute was denied by her CC after the hotel provided the report. Is that really unbelievable to you?