this post was submitted on 19 Jul 2025
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A Boring Dystopia
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Many credit card software providers also charge for the investigation of chargebacks, to the tune of hundreds of dollars, even if the chargeback is reversed.
Accumulating a history of chargebacks against you as a merchant, even if the consumer ultimately loses them, also counts against you and will raise your rates. The processors don't like dealing with merchants that they perceive as excessively risky.
I have to deal with this in my business and the whole thing is really a pain in the ass.