this post was submitted on 15 Jul 2025
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Asklemmy
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Credit unions don’t have shareholders. They face totally different pressures.
Their members are their shareholders, and largely demand the same shit. I've been part of one, it's different but still kind of the same.
I do always go credit union or my local state-owned bank, though, because otherwise I'm paranoid they're scamming me somehow.
I finally made the switch to a credit union. I had them for years for my car loans, but never really bothered using them for my primary checking account. After some recent terrible calls to Huntington bank, I decided to just move everything over to my credit union and close the bank account.
So far it’s much better. The rates are better. The customer service is better trained and understands what I’m trying to say (as well as english.) The website and app are far better. There’s also a recession coming and I felt it was better to use a credit union than a bank anyway.
I have been wanting to do this for a while and just never made a priority of it until after my last few calls I had to Huntington and that just signaled it was time to leave.