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Google photos on ios is literally a hostage situation. Remove key functionalities like copying an image or editing an image unless you give them full unrestricted access to your entire photo library. (The holy grail of surveillance capitalism data). Data extortion masquerading as a service.
There's definitely tradeoffs, but my balance is using LineageOS with MicroG. I have 3 or 4 banking apps that work fine (sometimes have to disable VPN). Backups are not great (at least the restoring part isn't!), but I use Nextcloud to auto sync my contacts/calendars/photos/files and that works awesomely. I'm sure I'll never get to use tap-to-pay, and I still can't get android auto to work.