this post was submitted on 13 Jul 2025
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You can do this, but their response will be to tank your credit. Which makes it hard to get any new loans. Including home loans. Also makes it hard to rent a place, since almost all landlords do a credit check. Hard to get a normal auto loan if you need to buy a car. And iirc, your credit card interest rates will go up.
Take your money to another country. There's no credit check that follows you across borders.
Right. But banks like their money. Even though I'm not an expert, I assume that they wouldn't let you get away with any significant amount of it without a fight.
When i said small debts, im talking under 100 bucks. That doesnt go on my credit report.