this post was submitted on 08 Jul 2025
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I got together with the wrong person. That woman cost me $15k in 3 months, burned through all of my savings for her amusement and made me take a $6k loan for furniture and a flat. Lemmings, what’s your sad story?

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[–] timbuck2themoon@sh.itjust.works 13 points 21 hours ago (2 children)

Tbf, the tsp by default I believe throws your money in a G fund which is basically bonds iirc. So you'd be better off but if you never actually managed it it would've netted you far less than you think.

Still, better than not being in it. Good on you for helping others avoid the pitfalls you experienced.

[–] Frozengyro@lemmy.world 7 points 19 hours ago

As the other commenter said, it now puts you in the closest life cycle fund to your 67th birthday. They also automatically start you contributing 5%, which would get you the 5% match. Basically immediately doubling your investment.

[–] avguser@lemmy.world 6 points 21 hours ago (1 children)

They changed it a few years back to default to the Lifecycle fund which matches your retirement date.

[–] timbuck2themoon@sh.itjust.works 2 points 15 hours ago

This is so much better. Glad they did that.