this post was submitted on 07 Jun 2025
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[–] gigachad@sh.itjust.works 31 points 6 days ago (1 children)

Swedish fintech for online payments. A lot of young people go into debts with their "shop now, buy later" function

[–] kadup@lemmy.world 5 points 5 days ago (4 children)

So credit card with extra steps?

[–] gigachad@sh.itjust.works 3 points 5 days ago

Credit cards are not that wide spread in many parts of Europe opposed to the US. I guess it's more like PayPal with the possibility to pay later. But yes, I also use my debit/credit card for online payment, which is a step more as I have to enter many numbers for that.

[–] Reddfugee42@lemmy.world 3 points 5 days ago

Layaway without the wait

[–] Lumisal@lemmy.world 1 points 5 days ago

Credit card with no interest or very very low interest.

It's like lay-away for people old enough to remember that, except you get the product immediately instead of later.

[–] Donkter@lemmy.world 1 points 5 days ago (1 children)

Credit card with no rewards and more predatory payment scheme

[–] CanadaPlus@lemmy.sdf.org 1 points 5 days ago* (last edited 5 days ago)

Yikes, that sounds bad. Credit cards aren't really known for being above-board there either.