this post was submitted on 04 Jun 2025
1029 points (99.0% liked)

memes

15323 readers
4615 users here now

Community rules

1. Be civilNo trolling, bigotry or other insulting / annoying behaviour

2. No politicsThis is non-politics community. For political memes please go to !politicalmemes@lemmy.world

3. No recent repostsCheck for reposts when posting a meme, you can only repost after 1 month

4. No botsNo bots without the express approval of the mods or the admins

5. No Spam/AdsNo advertisements or spam. This is an instance rule and the only way to live.

A collection of some classic Lemmy memes for your enjoyment

Sister communities

founded 2 years ago
MODERATORS
 
you are viewing a single comment's thread
view the rest of the comments
[–] kamen@lemmy.world 1 points 2 days ago* (last edited 2 days ago)

Fair point. It didn't make sense to me because where I am you have mostly no say on the pre-taxed amount.

If you're employed by a company, it has to pay taxes for you which are mostly going the state health insurance and state retirement funds, up to a particular sum (which is around the average salary for everyone - so if you're making more than that, you're not having more put aside towards retirement). A lot of companies offer extra (private) health insurance as a perk, but it's fully optional. From then on you can save into a private retirement fund, but again fully optional and up to the person.

If you're (legally) self-employed, you kind of have to do the same thing by yourself, you just have the liberty to decide how much to declare as your salary (people here usually as little as possible so as to pay as little taxes as possible). If you're in the grey/black market segment and you don't pay anything, you'd have to 1) pay for the basic state health insurance yourself (otherwise, if something happens, you're paying way bigger sums out of pocket) and 2) you have to make up for the length of service, otherwise (if you don't have enough years of work) you can't retire.

Edit: I meant to reply to https://lemm.ee/comment/20945227 , but I guess it applies to your comment as well.