Buy Canadian
A community dedicated to buying Canadian products.
Une communauté dédiée à l'achat de produits Canadiens.
Rules:
1. Posts must be related to buying Canadian-made goods and / or using Canadian-owned services
2. Absolutely no bigotry will be tolerated. This includes, but is not limited to, racism, sexism, homophobia, transphobia, etc.
3. AI Content Policy
Not allowed: AI-generated images or articles
Tolerated: AI-generated post summaries
4. Only content in French and English is permitted
5. Declare all self-promotion
Users are encouraged to report any content that violates our community guidelines
Règlements :
1. Les poteaux doivent être en lien avec l'achat de produits et / ou de services opérés par des canadiens
2. Aucune bigoterie ne sera tolérée. Ça comprend, mais sans se limiter à, le racisme, le sexisme, l’homophobie, la transphobie, etc.
3. Politique sur le contenu IA
Non permis : Images ou articles générés par l'IA
Toléré : Résumés IA de publications
4. Seul le contenu en français et en anglais n'est toléré
5. Déclarez toute auto-promotion
Les utilisateurs sont encouragés à signaler tout contenu qui ne respecte pas nos directives communautaires
Related communities: Communautés connexes :
!buyeuropean@feddit.uk !buyafrican@baraza.africa !boycottus@lemmy.ca !canada@lemmy.ca !canada@lemmy.ml ___
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Just like tipping, a percentage system makes no sense. It's the exact same work to bring me a $50 meal vs a $500 one. And for payment processing, a flat fee makes much more sense because there's no difference in processing a $100 transaction vs a $10,000 one.
So why does a percentage-based system persist? Because workers want higher wages (understandable when restaurants refuse to pay them more and expect the customer to pay part of their income). And for giant corporations like Visa and MasterCard, it's literally never enough for them. They can make more money, so that's the only reason. It's so dumb...
Ah, but it's a credit card, emphasis on credit. The bank issuing the card is making a short term loan that will either get paid off by the card holder at the next billing cycle, or will automatically turn into an indefinite length loan at what is usually an exorbitant interest rate.
The bank is always taking a risk that they won't get paid. That's why the amount they get paid for this risk needs to scale with the size of the transaction.
Debit card doesn't have this specific risk; the money is either immediately transferred from the cardholder's account or the transaction is declined.