The major credit cards are essentially infrastructure, and really should not have the right to refuse to serve a lawful business.
this post was submitted on 26 Jul 2025
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I sort of think that the only way to make visa/mastercard reverse course is to boycott the fuck out of them. Go back to using cash to make EVERY purchase. Purchase physical copies of games every time with cash. (I've been able to link games to my steam account purchased this way.) No longer buy skins and loot crates, and battle passes. Same goes with media. Go back to hard CDs for music/movies. Starve them of income any place you can, which would fuck with the business models of so many other companies that want your debit and cc on file for streaming services and subscriptions.
Everybody needs to also stop using Mastercard/Visa/Paypal.
yeah I'll start bartering right now
Ummmm.
ACH is how you get your paycheck, and it's being updated to FedNow.
Zelle is an independent network as well.
And of course, there is Discover and AmEx.
There is also cash, check, money order. They still work today, just people largely forgot how to use them.
IIRC some Brazilian network was getting very popular off of this. If you want to look at non-US options.
There are plenty of competitors to Visa/Mastercard/Paypal.
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The death grip that they have over everything is more than anything in history.
Well, banks here in NL have been using VISA and Mastercard cards, but that is more so people can use them in America/Canada and some other countries which are still behind on chipped cards.
But over the years I have seen 40-50 different payment platforms and most of them do not use Visa or Mastercard.
I have been exploring ways to pay for things anonymously... in Canada and the US they do have prepaid credit cards (rhat are sadly visa or Mastercard based) that can be paid for in cash and activated without the need for a name or anything. Meaning unless you activated it on your phone or clearnet without a VPN it will be difficult to link it to you directly. Doubly so if you wait long enough for the store's surveillance footage to be cycled through (few places keep security camera footage in perpetuity, many delete stuff from a few months back or a year or so back unless something suspicious happened, meaning the footage of you buying the thing will be gone.)
So that's one trick to be able to pay for something with a credit card without it being immediately obvious who you are. Much like paying in cash, another thing i am getting back into.
Hmm yeah, personally I don't mind them having access to my transactions or doing things anonymously. Using your bankcard with chip to pay is already obfuscated in most situations on the receiving end since a lot of cash registers will group the transactions together and way out once.
Even platforms like Mollie sometimes obfuscate transactions, which annoys me, considering I have worked as a bookkeeper and now an accountant.
Because of my job, I don't want people to get the feeling I do shit wrong (illegal or otherwise) since that can cause me to lose my licence. So I want to be transparent for that and for my own administration.
At the same time cash is disappearing here in NL and in some countries cash transactions above 3k are already banned (BE f.e.). I also buy a fair amount by buying gift cards, and I order online a lot.
Ow and btw Mullvad can be both by sending them an envelope with cash
Ow and btw Mullvad can be both by sending them an envelope with cash
I am afraid I don't understand. You can buy credit cards by mailing cash to Mullvad?
Using your bankcard with chip to pay is already obfuscated in most situations on the receiving end since a lot of cash registers will group the transactions together and way out once.
I actually rarely pay for things with my bank card. I usually buy with credit card and that will always leave a trace. But it is good to know that.
The whole no cash purchase over 3K or 10K is honestly crap. They did that in Quebec last year and are going to do that throughout Canada. I never paid for anything with that much cash, but I still find it shit.
Sorry Mullvad is a VPN company, just in case you need that.
I always buy things with a normal bank card, why would I use a credit card on a daily basis? You will have less grip on your finances, they aren't accepted everywhere, cost more than a bank account which you still need anyway, they are at a greater risk of getting abused and in most countries using them can only ruin your credit score.
The whole no cash purchase over 3K or 10K is honestly crap. They did that in Quebec last year and are going to do that throughout Canada. I never paid for anything with that much cash, but I still find it shit.
That's the thing, any normal working human being will basically never come in a situation where this happens, and if they do, it is generally a simple explanation.
I understand privacy minded people don't really like this, but it does help find criminals. That's also a bit of an issue since high levels of privacy also mean that criminals basically have fair game since catching them will be harder.
And use what instead? Swollen off PayPal is pretty easy because frankly it's an awful service and businesses are better off not using it anyway so they tend to offer other options.
But MasterCard and visa are the only payment options. Everything requires MasterCard or Visa
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How else are you supposed to buy something on Steam? You just listed every available option.
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