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I don't know of a single milennial who is planning on having social security at this point. Everyone I know has written it off as something they know politicians will get rid of. It's too good of a program, of course they're going to remove it.
Of course every boomer I know thoroughly depends on it, and they're also the only group I hear for it getting cut. So... Idk I guess fun for them?
X-er here. The hints in the wind have been that Social Security will be drastically scaled back or gone altogether by the time we hit retirement. I've always made my retirement savings assuming Social Security won't be there just to be safe. I didn't actually expect to be right about that though. It felt like a pretty crackpot idea way in my youth.
I'm almost certain it will be gone completely within 5 years at this rate. If we're lucky we might get a one time "I'll give you n thousand dollars to fuck off" payment from the government. If we're lucky.
I've been telling other Xers and Millennials this for the last several years. It's still surprising to me how many of them still assume Social Security will be there to some significant degree when they retire. This is more of an Xers assumption, but also some Millennials still think this.
At this point it sucks but wish we could just opt out and put that same amount towards a private retirement account. That way at least a group of braindead inbred sister-fucker cultists living off welfare, bud light, and racism can’t fuckup my retirement plans because a Russian plant at their favorite news slop feed told them it’s good for the price of eggs. Jesus Christ are trumpers retarded
The problem with retirement accounts is they inevitably get invested in index funds with for profit corporations underlying. These are the same corpos who are buying politicians and twisting the system that’s supposed to serve us into serving them instead. They’re always looking to privatize the gains and socialize the losses.
Enough is enough. Corporations are not people!
100% agreed but for the short term I’d rather ensure I don’t starve when I’m older than like Musks pockets with my social security payment
So glad I’ve been paying into it all these years. Ugh. I’m just not gonna do that math. Too depressing.
I'm not expecting it to be there, but i have so much debt relative to my income that i can't pit anything towards retirement.
Fellow X'er here. My wife and I have worked with a financial consultant for the last 20 years. From the get go she said not to count on SS at all.
We have always considered all that money we paid into it to be just.... Gone. That's pretty much a reality now.
I hope the billionaires enjoy what our money buys for them. It will probably be another politician.
No, it's not gone. Your money is being put to good use letting boomers who retired at 65 continue to pay the bills on their $1.5m house they bought for a nickeland a handshake fifty years ago
That might be true at this moment. In another year? It will be used by billionaires to buy another island, or politician.
SS will be privatized, then that private company will go bankrupt in the next few years and all the money in SS now, will be "mysteriously" gone.
Social Security's fate, either way, is a self-fulfilling prophecy. If we assume it will fail, that will remove the trust that supports it, and causes it to fail. If we assume it will succeed, we will severely resist attempts to dismantle it and keep it political kryptonite.
The media and buzz talking about how it will be gone is self-sabotaging (or a different kind of sabotaging from people like Musk, though I assume the comments here are legitimate anxiety over it).
I'd just keep that in mind as we start to doomsay it.
The leopards will be feasting when that day comes. Lots of SS-dependent conservative boomers voted for Trump.
If that dipshit accidentally stumbled into inventing AGI, he would probably delete it 10 seconds later when he finds out how "woke" it is.