this post was submitted on 25 Jan 2024
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[–] Patches@sh.itjust.works 3 points 1 year ago* (last edited 1 year ago)

Because I would imagine that the banks don't want to give a small interest free loan in that scenario? With no collateral on a regular recurring basis that one day will never be paid off?

Not that I feel bad for the banks...

Note: I've turned overdraft off with every account I've ever used and I don't use Auto pay because you gotta be strategic sometimes.