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Re: Congress, just to comment on the political reality, I think people often lose sight of the fact that only 53% of the country has a college degree, and of those that don't have degrees, you can probably guess their general political leanings. Congressional Republicans who are disproportionately representing people who didn't go and don't care about university education are unlikely to want to vote to further pay for the loans of people who are statistically going to go on to make significantly more money anyway, and their constituents certainly don't want them to.

I think there are decent economic arguments to make in favor of forgiveness, but the opposition isn't coming from nowhere. People without degrees are financially struggling as well, and the plight of tech workers isn't going to be very persuasive.