this post was submitted on 05 Aug 2025
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[–] glimse@lemmy.world 39 points 6 days ago* (last edited 6 days ago) (3 children)

Preaching to the choir here but my company just changed the insurance service they use for mental health counseling and it really drove home how beholden we are to our employers for healthcare.

Like tomorrow they could decide to switch to United Healthcare and there is literally nothing the thousands of employees can do about it. Healthcare shouldn't be tied to employment.

And while I'm on my soapbox, the system is just bad for small businesses. If you can't afford to provide it, good luck finding people who don't need insurance. And if you can, good luck getting comparable coverage for the price when you've got under 10 employees

[–] cupcakezealot@piefed.blahaj.zone 7 points 6 days ago (2 children)

they only problem i have with uhc is that it's so easy for a government to come in and deny access to marginalised groups (look at labour and what they're doing with trans people and the nhs) so any uhc system needs to be build with safeguards in place that make it incredibly hard for future governments to come in and selectively ban services based on "moral" bullshit.

[–] chaogomu@lemmy.world 14 points 6 days ago (1 children)

I believe that by UHC, they mean United Healthcare. A for profit company that is particularly bad at providing healthcare. Which is the reason why their CEO was murdered in the street last year.

OH! sorry! i misunderstood! i apologise!

[–] Armok_the_bunny@lemmy.world 7 points 6 days ago

UHC meaning United HealthCare I believe, the company who's CEO was killed by someone and is currently under investigation for fraud.

[–] cannon_annon88@lemmy.today 5 points 6 days ago

Sadly my work did just switch to UHG for our healthcare

[–] BoxOfFeet@lemmy.world 0 points 6 days ago (1 children)

I switched jobs once because my company switched to Aetna. You think United is bad? Let me tell you, at least they covered my three $108k infusions for my new autoimmune meds. Aetna didn't cover shit. And the meds I used to take would have cost me $460 a month for what was previously $60. And, they didn't even cover the required regular bloodwork.

Sure, I hit my $5k OOP max with United last year. But they covered about half a million with no pushback. And the hospital let me split up the $2300 I owed for the infusions over 3 months. So, it wasn't even that bad. That was a one time thing, as that was just the starter dose.

Not saying insurance isn't a racket. Just that United hasn't been an adversarial boogie man in my experience. Priority Health fought me on every refill. Man, I miss HAP's 0 deductible Cadillac plan.. I once had emergency surgery and spent a week in the hospital for free. Those were the days.

[–] chaogomu@lemmy.world 1 points 5 days ago (2 children)

United had the standing record for denied claims until their CEO was murdered for denying claims. In the wake of that, they started paying out more, but have slowly shifted back to denying more and more.

[–] BoxOfFeet@lemmy.world 1 points 5 days ago* (last edited 5 days ago)

It makes me kind of wonder if perhaps there is a positive bias towards me due to my race and age or something (which would be a nefariously awful thing I wouldnt put past acompany like that), but I would imagine my preexisting conditions would be a negative. I don't know, I just know that I definitely considered myself very lucky after hearing about how shit they are.

[–] BoxOfFeet@lemmy.world 1 points 5 days ago* (last edited 5 days ago)

I know they did, my experience was pre-ceo incident. My experience has been so good with them compared to the the other policies I've had in the last 7 or so years, I honestly had no idea about their reputation until the incident.

I realize my experience is likely an outlier. I was completely shocked when I found out about their reputation.