this post was submitted on 22 Jul 2025
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If I want something then I generally categories it in 1 of 3 ways. it is must needed, it will significantly improve quality of life, or it is just for fun.
If it is must then no choice buy or lease.
If it will improve quality of life then how much does it cost. there is no real formula but if it is less than my 1 day's income then I'll mostly buy it. Eg. Flying instead of taking 17-20hr train ride.
If it is just for fun then it has to be significantly cheaper than my 1 day's income plus it should bring some enjoyment. Eg. going on fun trips, etc.
Edit - I'm currently mostly living on paycheck to paycheck + 3 months reserve in case of emergency. But if you are making much more and are able to save then of course go ahead and buy it.
Thank you so much for responding. I like how you categorized things. Makes complete sense regarding how you justify purchases.
I will consider this with other purchases. I hope all is well and thank you so much for the response.