this post was submitted on 08 Jul 2025
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[serious] what would you do with your first 100k? (sh.itjust.works)
submitted 1 week ago by awaysaway@sh.itjust.works to c/ausfinance@aussie.zone
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Were you between 20-35 how would you allocate your first 100k saved?

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[–] awaysaway@sh.itjust.works 1 points 1 week ago

This is the dream for me really. Alas I am nearly 10 years later to the starting line than you.

Approximately 30% of my income goes to cost of living and with the rest I'd say I invest about 30% and the rest sits in a HYSA at 5.2% interest. Generally pretty frugal while allowing meaningful trips and travel.

I find the home ownership pieces wildly daunting as I do not know the market anywhere and am a firm believer in "past performance is no guarantee of future success" so i remain skeptical of infinite growth in housing.

Anyways thanks for the thoughts mate!