this post was submitted on 15 Mar 2025
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Bluecode as European mobile payment alternative (www.bluecode.com)
submitted 8 hours ago* (last edited 8 hours ago) by rucksack@feddit.org to c/buyfromeu@feddit.org
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This is an Austrian company that offers mobile payments with barcode/qr-code in shops in Austria and Germany, as well as in a few places in Italy and Luxembourg.

I use it since one year. It works fine, but it could definitely use more attention, so that more shops start to accept it. What are your thoughts on that?

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[–] professionalspooner@feddit.org 32 points 7 hours ago (7 children)

The problem in Europe is exactly the fragmentation of payment systems. For most you can only use them if you are a resident and have a bank account on that country.

•	Wero: Germany, France, Belgium, Luxembourg, Netherlands
•	MB WAY: Portugal
•	Twint: Switzerland
•	Swish: Sweden
•	MobilePay: Denmark, Finland
•	iDEAL: Netherlands
•	Bancontact: Belgium
•	BLIK: Poland
•	Satispay: Italy
•	Vipps: Norway
•	Giropay: Germany
•	Sofort: Germany
•	Cartes Bancaires: France
   -     Etc....
[–] steiner@nrw.social 1 points 1 hour ago

@professionalspooner funny I have never heard of wero in Germany 😅

[–] FarraigePlaisteach@lemmy.world 2 points 1 hour ago

On one hand, I want the convenience of a unified system. On the other hand, I don’t want another monopoly with a dangerously wealthy CEO at the helm.

[–] eltoukan@jlai.lu 1 points 2 hours ago* (last edited 2 hours ago)

I don't think Wero is comparable to the others, they didn't have the scope, ambition and backing Wero and the European Payments Initiative have ? It's limited right now but it just launched, I'm sure more banks will progressively join.

[–] albert180@discuss.tchncs.de 7 points 7 hours ago* (last edited 7 hours ago) (1 children)

TWINT offers a Prepaid Option for foreigners, and WERO is open to all banks that want to participate.

[–] professionalspooner@feddit.org 4 points 7 hours ago (1 children)

Exactly. Even the most inclusive are hard to use when compared with using the Visa/Mastercard networks which are integrated with most banks and merchants.

[–] albert180@discuss.tchncs.de 4 points 7 hours ago* (last edited 7 hours ago) (1 children)

In Germany you have a better acceptance with Girocard (and guess that's true for most other national systems up there too), and all the popular national systems within the European Payments Initiative will probably convert into Wero (At least that seems to be the plan).

So they will start with a big initial acceptance and cards in circulation. Usually they are cobadged with MC/Visa, so customers won't probably even won't notice that they will paying with Wero in Europe

[–] beeng@discuss.tchncs.de 3 points 5 hours ago (1 children)

How about with your phone, will that be Wero?

[–] albert180@discuss.tchncs.de 2 points 5 hours ago

Yes, that will also come with QR Codes when they roll out the payment phase. Right now it's just instant free money transfers between users via phone number

[–] trolske@feddit.org 3 points 6 hours ago

I think iDEAL and Bancontact are already/will be soon phased out/incorporated into Wero. Source (towards the bottom): https://wero-wallet.eu/news/epi-launches-wero-its-innovative-digital-payment-wallet-in-belgium

[–] P1nkman@lemmy.world 4 points 7 hours ago

MobilePay (Denmark and Finland) and Vipps (Norway) is the same company now, and can be used between each country. Works great when I have friends visiting from Norway in Denmark.