this post was submitted on 07 Jan 2025
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[–] theonlytruescotsman@sh.itjust.works 6 points 4 months ago* (last edited 4 months ago) (1 children)

Not really, there are time limits where they can't sue you anymore, and credit agencies will stop reporting the original debt holder, but you're on the hook for life, usually even if you pay it off if it passes more than one collector.