this post was submitted on 15 Jun 2024
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I would simply not engage. There's certain things you can say or do that like update your debt so that the clock is no longer ticking on the statute of limitations for that debt but i don't remember what they are so i'd just ignore them. I think acknowledging the debt as yours is one of those things though
Seconded, please don't do this OP
This mostly only matters though if you're planning to ghost your creditors like i did, if you're paying anything that also updates you on the statute of limitations
Yeah im just ghosting. In reality it's a moot point for me cause I don't answer numbers i dont have saved in my phone, and if it's important someone will leave a message.
So yeah look up the rules on how the statute of limitations for debt works in your state so you don't fuck that up. 7 years for me and im debt free and already getting mailed in offers for more credit cards 😎
Looks like its 10 years in mine :(
Look up the laws. If they call you more than once a day or use offensive language I'm pretty sure they are breaking the law; you can maybe force a settlement equal to or greater than your outstanding balance.