this post was submitted on 15 Mar 2025
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This is an Austrian company that offers mobile payments with barcode/qr-code in shops in Austria and Germany, as well as in a few places in Italy and Luxembourg.

I use it since one year. It works fine, but it could definitely use more attention, so that more shops start to accept it. What are your thoughts on that?

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[–] barsoap@lemm.ee 17 points 1 day ago* (last edited 1 day ago) (4 children)

We've had a standard for this since 2013. Scan code, your bank app opens with the transfer as a template, you authorise it. Now, with SEPA instant transfers, it's guaranteed to arrive within ten seconds. No pointless third parties involved.

I see this being useful for non-permanent shops, like a strawberry farmer with their seasonal stand, flea markets, etc, but for permanent shops POS systems are superior, whether chip+pin, rfid with card, or rfid with phone. It's also useful for private-to-private transfers, my bank app can display the code, someone else can scan it, choose an amount, done. In the wild I've only seen them on paper invoices, just another (additional) way to write "please send the due funds to ".

[–] oakward@feddit.org 1 points 16 hours ago (3 children)

How does the employee at the till know if the transaction was successful?

[–] oakward@mstdn.social 1 points 16 hours ago (1 children)

@oakward@feddit.org cool, I can see my comments from lemmy on mastodon, I am curious if comments from mastodon make it across to lemmy.

[–] oakward@feddit.org 1 points 16 hours ago
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