this post was submitted on 17 Jul 2025
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Late Stage Capitalism
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Someone t-boned (and totaled) my truck and they had State Farm for car insurance. Everyone involved acknowledged I was not at fault, except State Farm. They wanted to write it off as a mutual fault, which would mean they wouldn’t have to pay for my damages. They also never told my insurance company, because it was news to them when I mentioned it. I just hope my insurance doesn’t go up because of their ineptitude.
Yeah fuck that. Make sure your insurance company is going to bat for you, that's part of what they are paid for. Make it clear you dont expect this to count against you at all because the other driver is at 100% fault.
Shouldn't take much push from them for state farm to fall into line.
Good time to mention my wife had State Farm when she was run off the road. We had the guy on dashcam with clear as day video of his face, and license plate. State Farm couldn't find the driver or the car, and said that we should just pay to have the wheels repaired (got curbed hard during the incident). The "repairs" were the same amount as the deductible. Then one of their reps let slip that they not only knew who the guy was, and who owned the car, but that he was covered with their insurance. So SF was pretending not to find they guy so they wouldn't have to pay our deductible... Shady as fuck.