this post was submitted on 16 Jul 2025
210 points (94.9% liked)

Ask Lemmy

33413 readers
1509 users here now

A Fediverse community for open-ended, thought provoking questions


Rules: (interactive)


1) Be nice and; have funDoxxing, trolling, sealioning, racism, and toxicity are not welcomed in AskLemmy. Remember what your mother said: if you can't say something nice, don't say anything at all. In addition, the site-wide Lemmy.world terms of service also apply here. Please familiarize yourself with them


2) All posts must end with a '?'This is sort of like Jeopardy. Please phrase all post titles in the form of a proper question ending with ?


3) No spamPlease do not flood the community with nonsense. Actual suspected spammers will be banned on site. No astroturfing.


4) NSFW is okay, within reasonJust remember to tag posts with either a content warning or a [NSFW] tag. Overtly sexual posts are not allowed, please direct them to either !asklemmyafterdark@lemmy.world or !asklemmynsfw@lemmynsfw.com. NSFW comments should be restricted to posts tagged [NSFW].


5) This is not a support community.
It is not a place for 'how do I?', type questions. If you have any questions regarding the site itself or would like to report a community, please direct them to Lemmy.world Support or email info@lemmy.world. For other questions check our partnered communities list, or use the search function.


6) No US Politics.
Please don't post about current US Politics. If you need to do this, try !politicaldiscussion@lemmy.world or !askusa@discuss.online


Reminder: The terms of service apply here too.

Partnered Communities:

Tech Support

No Stupid Questions

You Should Know

Reddit

Jokes

Ask Ouija


Logo design credit goes to: tubbadu


founded 2 years ago
MODERATORS
 

I spent half that time in Critical Care (much of that on a ventilator, a small amount sedated), and most of the rest in a specialist neuro-rehab unit. I would have died otherwise.

Fortunately it cost me nothing - Thank Bevan for the NHS - but if I were in the US I imagine I would be financially crippled!

you are viewing a single comment's thread
view the rest of the comments

In the U.S. with insurance you would have easily hit the deductible and out-of-pocket costs though that does mean you would have been billed a few thousand dollars easily (on top of the regular monthly insurance costs). Everyone has slightly different health insurance plans so the actual amount would be hard to predict for a hypothetical question.

One thing you got me thinking, I'm not too sure how often U.S. insurers would actually cover someone to literally stay 4 months in a hospital, maybe in rare extreme cases? Insurance companies typically only approve x amount of days/weeks in hospitals or rehabilitation facilities so once you use up those approved days the hospital has to figure out how to get you out or start billing you directly at a few thousand per day.