this post was submitted on 15 Jul 2025
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Asklemmy
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I'd say buy CDs from a credit union, or municipal bonds (riskier though). In fact maybe the best thing to do for now is to move your banking over to a credit union if there's one you can join, or to a smaller local bank if you can't and you're with one of the big bastards.
After that, in terms of stock, an S&P index fund will have some of the best and most consistent returns, and all you're really betting on is 'line goes up.' One could try to find an individual ethical company or companies, like maybe publicly traded B Corps, but even those I have doubts about.
And real estate isn't getting any cheaper, so if you already own a home, I suppose you could buy another one and rent it at cost. You get equity, and the renters presumably get below market rent. Maintain the property, give the renters right of first refusal if you decide to sell, and sell at marginal markup rather than market rate and you'd probably be doing better than your average landlord. This is the toughest route to follow while not being a bastard.